If you don’t take action now, your child may face problems later
In Germany, many expenses arise during a child’s upbringing – for example, for school, driving lessons, tuition fees, stays abroad, or trips to Africa.
Drivers license
3.999 €
University
2.099 €
visit family
6.499 €
With investments, you can cover all of these expenses
+ 40.000 €
How it works
No prior knowledge is needed – we take care of all the details and explain everything clearly. Your child will benefit from the saved capital later.
birth
children are expensive
And they get more expensive over time
You decide to save a fixed amount for your child each month – for example, €100.
The money is invested through a legal contract, such as an insurance plan with ETF participation.
at 18 years old
your child has 60.056 €
If the fund’s performance averaged 10% over the past 18 years
It can spend €30,000, and €30,056 continues to grow
The only difference is that as a parent, you stop adding money. From now on, the money works for you on its own
at 35 years old
your child has 163.066€
Whether it’s a house or a wedding, everything was funded by your investment
It can spend €120,000, and €43,066 continues to grow
And your money keeps growing on its own
at 67 years old
Your child retires with €1.042.601
Your child won’t have to worry for the rest of their life – simply because you invested €100 every month from their birth until they turned 18.
4,8 of 5 Stars
Getting to know each other
When choosing a template, consider whether it fits your content. For example, a ‘Software’ template could be suitable for an online course, a presentation, or similar purposes
We’ll see how we can help you
When selecting a template, consider whether it matches your content. For example, a ‘Software’ template might be well-suited for an online course, a presentation, or similar uses
We’ll develop a concept for you
When choosing a template, think about whether it suits your content. For example, a ‘Software’ template could work well for an online course, a presentation, or similar projects.
the community
We transformed an experience by digitizing the entire process to the point where the client’s team could manage it entirely on their own
FAQ
Here, we answer the most common questions parents have about financial planning and security. This gives you a quick overview and clear answers.
What is the minimum amount I can start with?
You can start with small monthly contributions – no large initial capital is needed.
Can I make monthly contributions, or do I have to pay everything at once?
You can decide flexibly: fixed monthly installments or one-time contributions, whichever works best for you
How safe is my money?
Your money is protected through verified and regulated products – so you don’t take on unnecessary risk.
When can my child access the money?
Usually from the age of 18, but on request, also earlier, for example for vocational training or university studies.
What happens if I can’t make a payment?
No problem – you can pause or adjust your contributions without losing everything.
What are the advantages compared to a regular savings account or keeping money at home?
You benefit from interest, government incentives, or investment opportunities – your money grows instead of just sitting idle.
Finance for Africans
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