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We help Africans in Germany build the right insurance coverage.
Those who secure themselves early and strategically face less stress later, enjoy more freedom, and protect what truly matters: health, income, family, and assets.
An overview of our insurance offerings
No prior knowledge is needed – we take care of the details and explain everything clearly. We provide free and transparent advice on which insurance you need – clear, structured, and easy to understand at a glance.
Property insurance
Hausrat
5+ €
Compensation for personal property damage
Haftpflicht
4+ €
Coverage for damage you cause to others
Reiseversicherung
6+ €
Illness and emergency expenses while traveling
Tierhaftpflicht
6+ €
Coverage for damages caused by dogs, horses, and other animals
KFZ-Versicherung
40+ €
Legal coverage for traffic accidents
rechtsschutz
15+ €
Coverage for attorney and court fees
Health
Zahnzusatzversicherung
10+ €
Reimbursement for dental treatments
Pflegeversicherung
15+ €
Financial support in case of long-term care needs
Berufsunfähigkeitsversicherung
10+ €
Monthly pension in case of occupational disability
unfallversicherung
10+ €
Financial protection in case of accidents
Risikolebensversicherung
10+ €
Family protected in case of death
Business
Betreibshaftpflichtversicherung
15+ €
Protection against liability claims
inhaltsversicherung
20+ €
Compensation for business equipment and inventory
Betriebsunterbrechung
18+ €
Continues to pay wages in case of business interruption
wohngebäudeversicherung
25+ €
Compensation for building damage
Spezialversicherung +
21+ €
Available upon request for special risks
Sample package Single
40 years old, single
  • Apartment
  • Court
  • Pension issue
  • Accident
  • Statutory health insurance
110€ / month
Hausrat
Haftpflicht
Rechtschutz
Unfall
Altersvorsorge
Hausrat
Haftpflicht
Rechtsschutz
berufsunfähigkeit / Unfall
kindervorsorge
Altersvorsorge
Sample package family
Married couple, child (5 years old)
  • Apartment
  • Court
  • Health
  • Child
  • Pension
240€ / month
HOW IT WORKS
No prior knowledge is needed – we take care of all the details and explain everything clearly. Your child will later benefit from the saved capital.
Getting to know each other lernen uns kennen
When choosing a template, consider whether it fits your content. For example, a ‘Software’ template could be suitable for an online course, a presentation, or similar purposes
We’ll see how we can help you
When selecting a template, consider whether it matches your content. For example, a ‘Software’ template might be well-suited for an online course, a presentation, or similar uses
We’ll develop a concept for you
When choosing a template, think about whether it suits your content. For example, a ‘Software’ template could work well for an online course, a presentation, or similar projects.
4,98/5 from over 300 users
Nelson Tchato
CEO of African Finance Consulting
Words from the CEO
“We’ve rewritten the rules of the financial world – for millions of Africans who now take control of their own money. What once seemed complicated and out of reach becomes a tangible reality through us. We’re not just changing accounts, we’re changing lives.”
FAQ
Here we answer the most frequently asked questions Africans have about financial planning and insurance. This way, you get a quick overview and clear answers.
Do I really need this insurance, or is it just a “nice to have”?
How much do the insurances cost me per month, and what determines the premium?
What exactly is covered, and in which cases does the insurance not pay?
Can I adjust or cancel the insurance later if my life situation changes?
Are my family, children, or partner automatically covered, or covered if something happens to me?
Finance for Africans
LEGAL