We help Africans in Germany build the right insurance coverage.
Those who secure themselves early and strategically face less stress later, enjoy more freedom, and protect what truly matters: health, income, family, and assets.
An overview of our insurance offerings
No prior knowledge is needed – we take care of the details and explain everything clearly. We provide free and transparent advice on which insurance you need – clear, structured, and easy to understand at a glance.
Property insurance
Hausrat
5+ €
Compensation for personal property damage
Haftpflicht
4+ €
Coverage for damage you cause to others
Reiseversicherung
6+ €
Illness and emergency expenses while traveling
Tierhaftpflicht
6+ €
Coverage for damages caused by dogs, horses, and other animals
KFZ-Versicherung
40+ €
Legal coverage for traffic accidents
rechtsschutz
15+ €
Coverage for attorney and court fees
Health
Zahnzusatzversicherung
10+ €
Reimbursement for dental treatments
Pflegeversicherung
15+ €
Financial support in case of long-term care needs
Berufsunfähigkeitsversicherung
10+ €
Monthly pension in case of occupational disability
unfallversicherung
10+ €
Financial protection in case of accidents
Risikolebensversicherung
10+ €
Family protected in case of death
Business
Betreibshaftpflichtversicherung
15+ €
Protection against liability claims
inhaltsversicherung
20+ €
Compensation for business equipment and inventory
Betriebsunterbrechung
18+ €
Continues to pay wages in case of business interruption
wohngebäudeversicherung
25+ €
Compensation for building damage
Spezialversicherung +
21+ €
Available upon request for special risks
Sample package Single
40 years old, single
  • Apartment
  • Court
  • Pension issue
  • Accident
  • Statutory health insurance
110€ / month
Hausrat
Covers damage to furnishings and valuables in your home caused by fire, water damage, storms, or burglary.
Haftpflicht
Protects you if you cause damage to others (people, property, or rented items).
Rechtschutz
Coverage of attorney and court fees
Unfall
Financial protection in case of accidents
Altersvorsorge
Closes the pension gap and allows you to maintain your dream lifestyle.
Hausrat
Covers damage to furnishings and valuables in your home caused by fire, water damage, storms, or burglary.
Haftpflicht
Protects you if you cause damage to others (people, property, or rented items).
Rechtsschutz
Coverage of attorney and court fees
berufsunfähigkeit / Unfall
Pays a monthly pension in case of incapacity to work / covers costs in the event of an accident.
kindervorsorge
Provides the child with a worry-free start in life.
Altersvorsorge
Closes the pension gap and allows you to maintain your dream lifestyle.
Sample package family
Married couple, child (5 years old)
  • Apartment
  • Court
  • Health
  • Child
  • Pension
240€ / month
HOW IT WORKS
No prior knowledge is needed – we take care of all the details and explain everything clearly. Your child will later benefit from the saved capital.
Getting to know each other lernen uns kennen
When choosing a template, consider whether it fits your content. For example, a ‘Software’ template could be suitable for an online course, a presentation, or similar purposes
We’ll see how we can help you
When selecting a template, consider whether it matches your content. For example, a ‘Software’ template might be well-suited for an online course, a presentation, or similar uses
We’ll develop a concept for you
When choosing a template, think about whether it suits your content. For example, a ‘Software’ template could work well for an online course, a presentation, or similar projects.
4,98/5 from over 300 users
Nelson Tchato
CEO of African Finance Consulting
Words from the CEO
“We’ve rewritten the rules of the financial world – for millions of Africans who now take control of their own money. What once seemed complicated and out of reach becomes a tangible reality through us. We’re not just changing accounts, we’re changing lives.”
FAQ
Here we answer the most frequently asked questions Africans have about financial planning and insurance. This way, you get a quick overview and clear answers.
Do I really need this insurance, or is it just a “nice to have”?
Important insurance protects you and your family from high expenses – it’s not a luxury, but real financial security.
How much do the insurances cost me per month, and what determines the premium?
The costs depend on your age, life situation, and the level of coverage you want – even small contributions can be enough.
What exactly is covered, and in which cases does the insurance not pay?
The insurance covers exactly the risks that are agreed upon; only clearly defined special cases are excluded, which we explain to you transparently in advance.
Can I adjust or cancel the insurance later if my life situation changes?
Yes, you can adjust the insurance flexibly or cancel it if needed.
Are my family, children, or partner automatically covered, or covered if something happens to me?
Depending on the insurance, family members may also be covered – we’ll show you the options available for you and your family.

Finance for Africans
LEGAL